Instant Funding Review 2025 – Is This the Fastest Way to Get Funded?
Instant Funding is a proprietary trading firm offering traders immediate access to funded accounts without the need for a challenge, alongside evaluation-based funding models. With account sizes ranging from $1,250 to $200,000, flexible funding options, and profit splits up to 90%, this prop firm is designed to accommodate both beginners and experienced traders.
One of the key advantages of Instant Funding is its no-challenge funding model, allowing traders to start trading with real capital instantly. In addition, traders who prefer the traditional evaluation model can opt for One-Phase or Two-Phase challenges, each offering unique benefits in terms of profit targets, drawdown limits, and scalability.
The firm also features a scaling plan that allows traders to grow their accounts up to $1.28 million by consistently hitting profit targets. With weekly payouts, multiple trading platforms, and a broad range of tradable assets, Instant Funding is becoming a strong competitor in the prop trading space.
In this Instant Funding review, we will cover its evaluation models, trading platforms, account sizes, payout structure, and competitor comparison, helping you decide if this prop firm is the right choice for you.
Instant Funding Review: Pros & Cons
- Instant Funding Available – Start trading without an evaluation challenge.
- Multiple Evaluation Models – Instant, One-Phase, and Two-Phase.
- Profit Splits Up to 90% – Competitive payout structure.
- Scaling Plan Up to $1.28M – Accounts grow based on performance.
- Fast Weekly Payouts – Traders receive payouts 14 days after the first trade, then weekly.
- Leverage for Crypto & Commodities is Low – Crypto (1:2), Commodities (1:20).
- Limited Platform Options – No MT4 or MT5 support.
- Strict Max Drawdown Rules – 10% limit applies to all accounts.
- Higher Fees for Larger Accounts – Instant funding fees increase significantly with account size.
- Weekend Holding Restrictions – Not available for Instant accounts.
Evaluation Process
Instant Funding provides three different funding models, catering to various trading styles:
Evaluation Models & Account Sizes
| Evaluation Steps | Account Size | Fee | Profit Target | Profit Split | Daily Drawdown | Max Drawdown | Leverage |
|---|---|---|---|---|---|---|---|
| Instant | $1250 – $80,000 | $79 – $3460 | None | 80% | – | 10% | Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 |
| One-Phase | $10,000 – $200,000 | $89 – $977 | 10% | 80% – 90% | 3% | 8% | Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 |
| Two-Phase | $10,000 – $200,000 | $89 – $1049 | Phase 1 – 10% Phase 2 – 5% | 80% – 90% | 5% | 10% | Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 |
Key Features of the Evaluation Process
Instant Funding Option – No challenge required, traders can start trading immediately.
One-Phase & Two-Phase Challenges – Different risk management rules based on trader preference.
Scaling Plan Available – Accounts can grow up to $1.28M
Profit Splits up to 90% – Competitive revenue-sharing model.
Instant Funding’s Profit Split & Payout Structure
| Account Type | Profit Split | Payout Frequency |
|---|---|---|
| Instant Funding Accounts | 80% | Weekly Payouts |
| Evaluation-Based Accounts | 80% – 90% | Weekly Payouts |
- First Payout – Processed 14 days after the first trade.
- Regular Payouts – Weekly payouts after the first withdrawal.
Scaling Plan – Grow Your Trading Capital
| Scaling Plan | How it works |
|---|---|
| Instant | 10% profit doubles account balance (up to $1.28M). |
| One-Phase | 10% profit increases balance by 25% every 90 days. |
| Two-Phase | 10% profit increases balance by 25% every 90 days. |
Traders who consistently meet profit targets will scale their accounts automatically without additional fees.
Fees and Pricing
| Account Size | Instant | One-Phase | Two-Phase |
|---|---|---|---|
| $1250 | $79 | – | – |
| $2500 | $120 | – | – |
| $5000 | $225 | – | – |
| $10,000 | $440 | $89 | $89 |
| $20,000 | $870 | – | – |
| $25,000 | – | $189 | $199 |
| $40,000 | $1735 | – | – |
| $50,000 | – | $289 | $299 |
| $80,000 | $3460 | – | – |
| $100,000 | – | $489 | $549 |
| $200,000 | – | $977 | $1049 |
Refundable Challenge Fees – Evaluation fees are refunded upon successful completion.
Trading Platforms and Assets
Trading Platforms
Instant Funding provides access to three advanced trading platforms tailored for different trading styles:
DX Trade – A beginner-friendly platform with customizable charts, technical indicators, and fast execution.
cTrader – A professional-grade platform featuring advanced charting, algorithmic trading (cAlgo), and level II pricing.
Match-Trader – A web-based and mobile-compatible platform with real-time execution, performance tracking, and an intuitive interface.
These platforms offer low-latency execution, multi-device access, and a range of trading tools for a seamless experience.
Tradable Assets
Instant Funding supports a diverse range of tradable assets, including Forex, Commodities, Indices, and Cryptocurrencies, allowing traders to explore multiple markets.
Forex Pairs – Trade major (EUR/USD, GBP/USD), minor (EUR/GBP, AUD/NZD), and exotic pairs (EUR/TRY, GBP/ZAR)with high liquidity and tight spreads.
Metals & Commodities – Includes Gold (XAU/USD), Silver (XAG/USD), WTI Crude Oil, and Brent Crude Oil, ideal for hedging and diversification.
Stock Indices – Access S&P 500, Dow Jones, NASDAQ 100, DAX 40, FTSE 100, and Nikkei 225, tracking global stock market performance.
Cryptocurrencies – Trade Bitcoin, Ethereum, Litecoin, Solana, Dogecoin, and more with leverage.
With a wide asset selection, traders can execute varied strategies across multiple markets, maximizing opportunities for growth.
Customer Support
Instant Funding provides comprehensive customer support through multiple channels, ensuring traders receive assistance whenever needed.
Live Chat – Available 24/7 for real-time support, helping traders with account issues, platform guidance, and general inquiries.
Email Support – Contact support@instantfunding.io, with responses typically provided within 24 hours.
Social Media & Community – Engage with the Instant Funding team and fellow traders through Discord, Instagram, Twitter, YouTube, Facebook, LinkedIn, TikTok, and Telegram for updates, discussions, and insights.
Educational Resources – Traders can enhance their skills through webinars and blog content, covering trading strategies, platform tutorials, and market insights.
Competitor Comparison
| Feature | Instant Funding | The5%ers | My Funded FX |
|---|---|---|---|
| Profit Split | 80% – 90% | 75% – 100% | 80% |
| Evaluation Steps | Instant, One-Phase and Two-Phase | Bootcamp – (3 Phases) High Stakes – (2 Phases) Hyper Growth – (Single Phase) | 1-Step, 2-Step and 3-Step |
| Account Sizes | $1250 – $200,000 | $5000 – $250,000 | $5000 – $100,000 |
| Fees | $79 – $3460 | $39 – $850 | $38 – $500 |
| Platforms | DX Trade, cTrader and Match-Trader | MT5 | MT5, Match-Trader and cTrader |
| Scaling Plan | Up to $1.28M, based on performance | Bootcamp – 5% profit increases balance and split. High Stakes – 10% profit unlocks next funding level. Hyper Growth – Balance doubles for every 10% profit. | 25% increase every 3 months |
| Payout Frequency | 14 Days | 14 Days | 14 Days |
| Leverage | Currencies- 1:100 Commodities- 1:20 Indices- 1:20 Crypto- 1:2 | Bootcamp – 1:10 High Stakes – 1:100 Hyper Growth- 1:30 | 30:1 |
My PP Rating
Instant Funding is an excellent proprietary trading firm, offering instant capital access, high payouts, and a structured scaling plan. While the lack of MT4/MT5 is a minor drawback, the flexible models, fast payouts, and competitive pricing make it a top choice for traders worldwide.
- Programs Offered (4.8/5): Instant Funding provides three flexible funding models (Instant, One-Phase, and Two-Phase), catering to traders of all skill levels. However, the lack of MT4/MT5 is a notable drawback, as these platforms are widely used in the trading community.
- Profit Split & Pricing (5.0/5): With up to 90% profit split, competitive pricing, refundable challenge fees, and a scaling plan up to $1.28M, Instant Funding offers some of the best value in the industry. There are no hidden costs, making this a perfect 5-star category.
- User Experience (4.5/5): The DX Trade, cTrader, and Match-Trader platforms offer fast execution and strong trading tools, but the absence of MT4/MT5 slightly affects accessibility for traders who prefer them. The weekly payouts and multiple tradable assets enhance the overall experience.
- Support & Education (4.7/5): Instant Funding provides 24/7 live chat, email support (24-hour response), and active social media engagement across multiple platforms. The educational resources (webinars and blogs) are valuable, but could be further expanded with more in-depth trading tutorials.
FAQs
1. Is Instant Funding a legitimate prop firm?
Yes, Instant Funding is a trusted proprietary trading firm, offering instant and evaluation-based funding, high profit splits, and scalable accounts.
2. What is the profit split and payout frequency?
Traders receive 80% to 90% profit split, with payouts every 14 days after the first trade, then weekly.
3. What funding models does Instant Funding offer?
Instant Funding provides Instant Accounts (no challenge required) and One-Phase & Two-Phase evaluation models with different risk levels.
4. What trading platforms and assets are available?
Traders can trade on DX Trade, cTrader, and Match-Trader with access to Forex, Commodities, Stock Indices, and Cryptocurrencies.
5. How can I get started with Instant Funding?
Visit the Instant Funding website, select a funding model, complete the sign-up process, and start trading immediately.
Conclusion
Instant Funding is a top-tier proprietary trading firm, offering instant access to capital, high profit splits (up to 90%), and a structured scaling plan up to $1.28M. With multiple funding models, traders can choose between instant funding or evaluation-based challenges based on their preferences. The firm provides weekly payouts, refundable challenge fees, and access to diverse tradable assets across DX Trade, cTrader, and Match-Trader.
While the lack of MT4/MT5 and limited leverage on some assets may be a drawback, Instant Funding still stands out as a reliable and flexible choice for traders of all levels. If you’re looking for fast payouts, competitive profit splits, and scalable trading opportunities, Join Instant Funding & Get Funded Instantly – Skip the challenge and start trading with real capital.
